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Monitor performance, review your daily AI insights, run our planning tools, and manage your account from anywhere. Available on iOS and Android.
CleverAlpha builds and manages diversified ETF portfolios using institutional-grade methodology — for a fraction of what traditional advisors charge.
Every decision we make — from fee structure to portfolio construction — flows from these principles.
Rules-based portfolio construction grounded in decades of academic research. No gut calls. No market timing. Just consistent, disciplined execution.
25 basis points per year — period. No trading commissions, no hidden wrap fees, no minimums that punish small accounts. More of your money stays invested.
As an SEC-registered investment advisor, we are legally required to act in your best interest. Not sometimes. Not when it's convenient. Always.
From your first deposit to long-term wealth building — here's exactly what happens.
Securely connect your brokerage, IRA, or 401(k) in minutes. We use bank-level encryption and read-only access during setup.
Tell us your time horizon, risk tolerance, and financial goals. Our algorithm translates your inputs into an optimal asset allocation.
CleverAlpha constructs a diversified ETF portfolio designed for your goals and begins managing it automatically — including rebalancing.
Real-time performance tracking, AI-powered insights, and tax-loss harvesting review to protect and grow your wealth.
Compare what you pay a traditional advisor versus CleverAlpha's flat 25 bps management fee.
Most financial advisors charge 1% or more annually — a fee that compounds silently against your wealth. On a $500K portfolio, that's $5,000 per year before you earn a single dollar of return.
CleverAlpha charges 0.25% per year. That's our entire fee. No add-ons, no trading costs, no custody fees. The difference stays in your account and compounds for you.
Over a 20-year horizon, the savings from lower fees can add six figures to your final portfolio value.
Automated investing without the overhead — institutional strategy delivered through software.
A robo-advisor uses software to build and manage investment portfolios based on your goals, risk tolerance, and time horizon. The technology eliminates human bias, dramatically reduces costs, and ensures your portfolio is always aligned with your objectives.
CleverAlpha combines the rigor of a traditional RIA with the efficiency of modern technology — giving you institutional-grade portfolio management at a price point previously 'difficult' to do.
| Feature | Traditional | CleverAlpha |
|---|---|---|
| Annual Fee | 0.75–2.0% | 0.25% |
| Availability | Business hours | 24/7 |
| Tax-Loss Harvesting | Sometimes | When it makes sense |
| Minimum Investment | $100K+ | $1 |
| Fiduciary Standard | Varies | Always |
Our allocation engine is fully rules-based — no fund manager hunches, no gut calls. Two inputs: your time horizon and risk tolerance. Output: a diversified ETF portfolio spanning up to 35 asset classes across equities, fixed income, real estate, commodities, and cash.
Try the live model and watch the algorithm animate through every year of your investment horizon, rebuilding your allocation in real time.
Try the Allocation ModelOur portfolios are built on Nobel Prize-winning research in factor investing, modern portfolio theory, and efficient market hypothesis. We don't guess. We implement what the data shows works.
Our proprietary platform continuously monitors, rebalances, and optimizes your portfolio. No human intervention required — and no human error either.
You always know what you own, what you pay, and why every position is in your portfolio. No black boxes. No proprietary products. No conflicts of interest.
Asset location, tax-loss harvesting, and tax-aware rebalancing are built into every portfolio — not add-ons for premium tiers. Every client gets the best outcome.
CleverAlpha's AI engine monitors your portfolio around the clock, delivering actionable insights — not just data.
Traditional advisors may review your portfolio every once in a while. CleverAlpha analyzes it daily — identifying rebalancing opportunities, tax-loss harvesting windows, and risk drift before they impact your returns.
CleverAlpha was founded on a simple conviction: the same institutional strategies that serve the wealthiest families should be available to everyone — at a price that actually makes sense.
We combine Wall Street rigor, Silicon Valley technology, and academic research to deliver automated asset management that competes with — and consistently outperforms — the traditional advisory industry on both a cost and quality basis.
CleverAlpha Asset Management is an SEC-registered investment advisor. CleverAlpha Securities, our broker-dealer, is a member of FINRA and SIPC.
We believe every investor deserves the same sophisticated, low-cost portfolio management that has historically been reserved for the ultra-wealthy. CleverAlpha was built to close that gap — permanently.
By combining academic research, modern technology, and a fiduciary commitment, we deliver institutional-grade investing at a price that makes sense for everyone.
Our team includes investment advisers, engineers, and quantitative researchers united by a single goal: helping you keep more of what you earn.
Every child born after December 31, 2024 gets a $1,000 government seed investment — tax-free, in their name. Contribute up to $5,000/year and watch it compound for decades.
CleverAlpha makes it simple to open the account, claim the seed, and keep fees low at our standard 0.25%/year. Be first in line when IRS Form 4547 opens in May 2026.
Learn More & Open an AccountRun the numbers on retirement readiness, rollover decisions, Social Security timing, college savings, and more — right now, no login required.
Monitor performance, review your daily AI insights, run our planning tools, and manage your account from anywhere. Available on iOS and Android.
Open your account in minutes. No minimums. No paperwork. Just smarter investing.