Every night, our AI generates a performance report for your portfolio — analyzing returns, drift, tax exposure, and asset placement. You wake up to answers, not questions.
See It in ActionOur algorithms run continuous analysis across every client portfolio — identifying opportunities and protecting against risk around the clock.
Performance reporting, tax scoring, and asset location are distinct AI subsystems that work in concert every night.
Each night, our AI ingests market close data, calculates portfolio-level returns, measures risk-adjusted performance (Sharpe ratio, max drawdown, volatility), and benchmarks your account against relevant indices. A plain-language summary is generated and delivered to your dashboard before you wake up.
Our tax engine scores each portfolio from 0–100, factoring in unrealized gains and losses, holding periods, wash-sale exposure, tax-loss harvesting opportunities, and estimated annual tax drag. The score updates daily and drives automatic harvesting recommendations when conditions align.
Not all assets belong in the same type of account. Our AI analyzes which investments should live in taxable accounts vs. IRAs vs. Roth IRAs — placing tax-inefficient assets (bonds, REITs) in sheltered accounts and tax-efficient assets (equity index funds) in taxable accounts to reduce your lifetime tax burden.
Most investors only get a look at their portfolio performance quarterly — or when they log in and manually check. CleverAlpha's AI generates a full analysis every single night, so you always know exactly where you stand.
The report includes absolute and risk-adjusted returns, comparisons to benchmark indices, volatility trends, and a plain-language summary of what the AI observed and recommended.
Taxes are the single largest drag on long-term investment returns for most investors — yet most advisors only think about taxes at year end, if at all. CleverAlpha's AI monitors your tax position every day.
The tax score (0–100) is a composite measure of how efficiently your portfolio is positioned from a tax perspective. A score of 90+ means your portfolio is firing on all cylinders. Below 60 means there are meaningful opportunities to harvest losses or reposition assets.
Asset location is one of the most underutilized strategies in wealth management. It's the practice of placing different types of investments in the account type where they'll be taxed most favorably — and it can add meaningful after-tax return over time.
CleverAlpha's AI scores your asset location efficiency daily and moves positions across account types when the after-tax benefit exceeds the transaction cost — automatically, without any action required from you.
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